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I hate to be crass but, frankly, what do you want for nothing?
Instagram, recently purchased by Facebook, is going to sell off the photographs you upload to advertisers. From CNN:
Even minors are subject to the new terms: "If you are under the age of eighteen .... you represent that at least one of your parents or legal guardians has also agreed to this provision." Users can't opt out of the new provisions. The only way to avoid them is to delete your Instagram account altogether.
The updated terms significantly broaden what Instagram can currently do with users' content. Thecurrent terms simply note that "Instagram may place such advertising and promotions on the Instagram Services or on, about, or in conjunction with your Content."
I see more of this occuring as people realize that the current "free" (re: socialized) Internet model simply does not work.